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Fort Mill · Fort Mill, SC

745 Prospect Lane

Fort Mill, SC · 2,012 sqft

$375,000

  • 3Beds
  • 2.5Baths
  • 2,012SqFt
  • 2009Year
  • 1Days on market

About this home

Updated finishes, a functional layout, and an unbeatable Fort Mill location make this move-in-ready home an exceptional opportunity. Offering 3 bedrooms, 2.5 bathrooms, and approximately 2,000 square feet, the home features new luxury vinyl plank flooring throughout the main living areas, brand-new carpet in the bedrooms, fresh interior paint, updated lighting throughout, and abundant storage.

Designed for everyday living, the flexible floor plan includes a formal dining room, spacious living room, breakfast area, breakfast bar, kitchen island, and a bright sunroom that can easily serve as a home office, playroom, additional dining space, or second living area. Oversized bedrooms provide comfortable living, while the expansive primary suite features an ensuite bathroom and two walk-in closets. Outside, a private patio overlooks mature landscaping, creating a peaceful outdoor retreat.

A one-car garage, two-car driveway, and low HOA dues that include exterior maintenance and landscaping make for easy, low-maintenance living. Located just minutes from I-77 with a convenient commute to Uptown Charlotte, the home is also within walking distance of Publix, restaurants, coffee shops, fitness centers, shopping, and entertainment. Combined with top-rated Fort Mill schools, low South Carolina taxes, updated finishes, flexible living space, and a prime location, this home offers outstanding value and everyday convenience.

IMPORTANT tax info: Tax record currently shows an investment property tax rate. Primary Occupant taxes will be significantly lower, should be closer to $2000-2500/annually. Reach out to agent or York County for more information.

Property details

Beds
3
Baths
2.5
SqFt
2,012
Lot
Year built
2009
Type
Townhome
Days on market
1
Garage
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Laminate, Linoleum
HOA dues
$225 / mo

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,938/ month

Principal & interest
$2,322
Property tax (~0.90%)
$281
Homeowners insurance
$109
HOA dues
$225

Down payment

$18,750 down · $356,250 financed

Income to qualify (28% rule)

~$125,919 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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