Fort Mill · Fort Mill, SC
745 Prospect Lane
Fort Mill, SC · 2,012 sqft
$375,000
- 3Beds
- 2.5Baths
- 2,012SqFt
- 2009Year
- 1Days on market
About this home
Updated finishes, a functional layout, and an unbeatable Fort Mill location make this move-in-ready home an exceptional opportunity. Offering 3 bedrooms, 2.5 bathrooms, and approximately 2,000 square feet, the home features new luxury vinyl plank flooring throughout the main living areas, brand-new carpet in the bedrooms, fresh interior paint, updated lighting throughout, and abundant storage.
Designed for everyday living, the flexible floor plan includes a formal dining room, spacious living room, breakfast area, breakfast bar, kitchen island, and a bright sunroom that can easily serve as a home office, playroom, additional dining space, or second living area. Oversized bedrooms provide comfortable living, while the expansive primary suite features an ensuite bathroom and two walk-in closets. Outside, a private patio overlooks mature landscaping, creating a peaceful outdoor retreat.
A one-car garage, two-car driveway, and low HOA dues that include exterior maintenance and landscaping make for easy, low-maintenance living. Located just minutes from I-77 with a convenient commute to Uptown Charlotte, the home is also within walking distance of Publix, restaurants, coffee shops, fitness centers, shopping, and entertainment. Combined with top-rated Fort Mill schools, low South Carolina taxes, updated finishes, flexible living space, and a prime location, this home offers outstanding value and everyday convenience.
IMPORTANT tax info: Tax record currently shows an investment property tax rate. Primary Occupant taxes will be significantly lower, should be closer to $2000-2500/annually. Reach out to agent or York County for more information.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,012
- Lot
- —
- Year built
- 2009
- Type
- Townhome
- Days on market
- 1
- Garage
- 1
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Laminate, Linoleum
- HOA dues
- $225 / mo
Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,938/ month
- Principal & interest
- $2,322
- Property tax (~0.90%)
- $281
- Homeowners insurance
- $109
- HOA dues
- $225
Down payment
$18,750 down · $356,250 financed
Income to qualify (28% rule)
~$125,919 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 32 photos
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


