Denver · Denver, NC
7282 James Court
Denver, NC · 3,364 sqft
$1,040,000
- 4Beds
- 3Baths
- 3,364SqFt
- 2009Year
- 2Days on market
About this home
Welcome to an exceptional Pebble Bay opportunity — a custom-built home on over an acre offering a rare combination of privacy, flexibility, and convenient Lake Norman access. The level, landscaped grounds leave room for a pool, and gated community amenities include access to a boat ramp and gated vehicle storage (subject to availability). With garage space for 4+ vehicles between the home and auxiliary building, this property is a dream for car enthusiasts, boaters, and anyone who needs serious storage.
The standout feature is the adjacent 22'x46' fully insulated and conditioned building — a versatile space you simply won't find with most homes. Thoughtfully built with two separate rooms, individual entrances, two-zone HVAC, 240V electrical, and its own security system, it offers approximately 500 SF of heated living area plus an additional 535 SF of shop/garage space (non-HLA). Use it as a detached garage, home office, workshop, studio, gym, hobby space, or climate-controlled storage — the possibilities are truly endless.
Inside the main home, quality craftsmanship shows throughout. Wide solid oak flooring flows through the main living spaces, where a family room with custom built-ins and a gas fireplace invites you to settle in, and formal sitting and dining areas provide room to entertain. The kitchen is designed for serious cooking, with custom cherry cabinetry, a large island, pull-out shelving, a Lazy Susan, and a six-burner gas cooktop.
The main-level primary suite is a true retreat, featuring two walk-in closets and a spa-style bath with a Jacuzzi-style tub and walk-in shower. A second main-level bedroom and full bath add flexibility for guests or multigenerational living, while upstairs offers two additional bedrooms, a full bath, and a flex room ready to adapt to your needs.
Step outside to the 20'x24' maintenance-free Trex deck, the perfect spot to relax while overlooking beautifully landscaped grounds served by eight-zone irrigation.
Behind the scenes, this home is loaded with thoughtful upgrades: a sealed crawl space, gutter guards, 400-amp electrical service, generator wiring, in-ground propane, a water softener, three garage door openers, ceiling speakers and pre-wiring, a second gas fireplace, and multiple floored attic storage areas.
Acreage, lake access, privacy, and a one-of-a-kind conditioned auxiliary building — opportunities like this rarely come along in Pebble Bay!
Property details
- Beds
- 4
- Baths
- 3
- SqFt
- 3,364
- Lot
- —
- Year built
- 2009
- Type
- Single Family
- Days on market
- 2
- Garage
- 6
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Dual, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Marble, Wood
- HOA dues
- $750 / 6mo
Features
- Attic Other
- Cable Prewire
- Kitchen Island
- Split Bedroom
- Walk-In Closet(s)
- Whirlpool
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$7,649/ month
- Principal & interest
- $6,441
- Property tax (~0.90%)
- $780
- Homeowners insurance
- $303
- HOA dues
- $125
Down payment
$52,000 down · $988,000 financed
Income to qualify (28% rule)
~$327,829 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 40 photos
About Denver
Lake Norman west · Rural growth
Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.


