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Denver · Denver, NC

7282 James Court

Denver, NC · 3,364 sqft

$1,040,000

  • 4Beds
  • 3Baths
  • 3,364SqFt
  • 2009Year
  • 19Days on market

About this home

Welcome to an exceptional Pebble Bay opportunity — a custom-built home on over an acre offering a rare combination of privacy, flexibility, and convenient Lake Norman access. The level, landscaped grounds leave room for a pool, and gated community amenities include access to a boat ramp and gated vehicle storage (subject to availability). With garage space for 4+ vehicles between the home and auxiliary building, this property is a dream for car enthusiasts, boaters, and anyone who needs serious storage.

The standout feature is the adjacent 22'x46' fully insulated and conditioned building — a versatile space you simply won't find with most homes. Thoughtfully built with two separate rooms, individual entrances, two-zone HVAC, 240V electrical, and its own security system, it offers approximately 500 SF of heated living area plus an additional 535 SF of shop/garage space (non-HLA). Use it as a detached garage, home office, workshop, studio, gym, hobby space, or climate-controlled storage — the possibilities are truly endless.

Inside the main home, quality craftsmanship shows throughout. Wide solid oak flooring flows through the main living spaces, where a family room with custom built-ins and a gas fireplace invites you to settle in, and formal sitting and dining areas provide room to entertain. The kitchen is designed for serious cooking, with custom cherry cabinetry, a large island, pull-out shelving, a Lazy Susan, and a six-burner gas cooktop.

The main-level primary suite is a true retreat, featuring two walk-in closets and a spa-style bath with a Jacuzzi-style tub and walk-in shower. A second main-level bedroom and full bath add flexibility for guests or multigenerational living, while upstairs offers two additional bedrooms, a full bath, and a flex room ready to adapt to your needs.

Step outside to the 20'x24' maintenance-free Trex deck, the perfect spot to relax while overlooking beautifully landscaped grounds served by eight-zone irrigation.

Behind the scenes, this home is loaded with thoughtful upgrades: a sealed crawl space, gutter guards, 400-amp electrical service, generator wiring, in-ground propane, a water softener, three garage door openers, ceiling speakers and pre-wiring, a second gas fireplace, and multiple floored attic storage areas.

Acreage, lake access, privacy, and a one-of-a-kind conditioned auxiliary building — opportunities like this rarely come along in Pebble Bay!

Property details

Beds
4
Baths
3
SqFt
3,364
Lot
—
Year built
2009
Type
Single Family
Days on market
19
Garage
6
Heating
Heat Pump
Cooling
Ceiling Fan(s), Dual, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Marble, Wood
HOA dues
$750 / 6mo

Features

  • Attic Other
  • Cable Prewire
  • Kitchen Island
  • Split Bedroom
  • Walk-In Closet(s)
  • Whirlpool
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,649/ month

Principal & interest
$6,441
Property tax (~0.90%)
$780
Homeowners insurance
$303
HOA dues
$125

Down payment

$52,000 down · $988,000 financed

Income to qualify (28% rule)

~$327,829 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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