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Denver · Denver, NC

7261 Bay Ridge Drive

Denver, NC · 3,625 sqft

$1,115,000

  • 4Beds
  • 3Baths
  • 3,625SqFt
  • 2020Year
  • 1Days on market

About this home

Welcome to luxury living in the prestigious gated community of Pebble Bay, where exceptional craftsmanship, thoughtful upgrades, and Lake Norman access come together in one remarkable home. Designed for both everyday living and entertaining, this beautifully maintained residence offers an open, light-filled floor plan with upscale finishes throughout. The gourmet kitchen is the heart of the home, featuring upgraded appliances, a large center island, a walk-in pantry, and seamless flow into the spacious living and dining areas. A custom wine room with a sliding barn door provides the perfect space to showcase your collection. The main-level primary suite offers a private retreat with a spa-inspired bath and oversized walk-in closet, while an additional bedroom and full bath provide ideal accommodations for guests or multi-generational living. Generously sized secondary bedrooms offer comfort and flexibility, while fingerprint-secured access to the front door, primary closet, and guest bedroom adds an extra level of convenience and security. Resort-style outdoor living awaits with a custom gunite saltwater pool and spa, an expansive pool deck designed for entertaining, and a three-season room overlooking the backyard oasis. Gather around the flagstone and pebble fire pit, enjoy your favorite music through the premium Sonos outdoor sound system, and admire the professionally designed landscape lighting and decorative front water feature. The fully fenced backyard, complete with a dedicated pool safety enclosure, provides both privacy and peace of mind. Luxury extends beyond what you can see with a whole-house Culligan water filtration system, upgraded 250-gallon propane tank, whole-home ADT security system, Ring exterior cameras, Blink interior cameras, AT&T Fiber high-speed internet, Rain Bird Wi-Fi irrigation system, and smart app controls for the pool and spa, irrigation, and outdoor audio. Fresh interior paint and new carpet in select rooms make this home truly move-in ready. Offering an unmatched combination of luxury amenities, smart-home technology, thoughtful upgrades, and the security of one of Lake Norman's premier gated communities, this exceptional home presents a rare opportunity to enjoy refined living at its finest.

Property details

Beds
4
Baths
3
SqFt
3,625
Lot
Year built
2020
Type
Single Family
Days on market
1
Garage
3
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Winter
HOA dues
$627 / 6mo

Features

  • Attic Walk In
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Sauna
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,171/ month

Principal & interest
$6,905
Property tax (~0.90%)
$836
Homeowners insurance
$325
HOA dues
$104

Down payment

$55,750 down · $1,059,250 financed

Income to qualify (28% rule)

~$350,206 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

Explore Denver

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.