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Harrisburg · Harrisburg, NC

7220 Pharr Mill Road

Harrisburg, NC · 1,900 sqft

$499,999

Reduced from $515,000

  • 3Beds
  • 2Baths
  • 1,900SqFt
  • 1973Year
  • 16Days on market

About this home

Welcome to brick ranch basement home in highly desirable Harrisburg, situated on an expansive 1.8-acre lot that includes a workshop. The main level offers ~ of living space accented by laminate wood flooring, granite countertops, and sleek stainless/black appliances. The partially finished basement features a 400 sq ft finished bonus room alongside ample unfinished storage space and a 2-car basement garage. Step outside to a fully fenced backyard overlooking a serene neighboring pond. Hobbyists will love the detached 24x25 metal building/workshop. Enjoy peaceful, country-style living with no HOA, located just minutes from top-rated Cabarrus County schools and local parks! Newer roof, HVAC, and water heater. Septic pumped 2026 and riser added.

Property details

Beds
3
Baths
2
SqFt
1,900
Lot
Year built
1973
Type
Single Family
Days on market
16
Garage
2
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Hardwood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,617/ month

Principal & interest
$3,096
Property tax (~0.90%)
$375
Homeowners insurance
$145
HOA dues

Down payment

$24,999 down · $474,999 financed

Income to qualify (28% rule)

~$155,034 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.