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Charlotte · Charlotte, NC

7206 Rock Island Road

Charlotte, NC · 2,054 sqft

$440,000

  • 4Beds
  • 2.5Baths
  • 2,054SqFt
  • 1998Year
  • 1Days on market

About this home

Move-in ready ranch in the quiet, walkable, and highly sought after community of Windward Cove, just one mile from Lake Wylie. This meticulously clean and well-maintained home features an open floor plan with bamboo flooring, clean white paint throughout, vaulted ceilings, and a flexible layout that includes a converted garage offering a fourth bedroom and flex room ideal for an office, playroom, or hobby space. Permits were pulled. The converted space is attached while in its own area of the home. It would be great to be used as a separate space for parents, a roommate or anyone who needs their own entrance. Step outside to your private backyard oasis with a beautiful saltwater pool, established landscaping, and a fully fenced yard—perfect for relaxing or entertaining. Windward Cove offers residents a community boat ramp and picnic area, making it easy to enjoy boating, kayaking, and fishing on Lake Wylie. Conveniently located in the Steele Creek area off Shopton Road just minutes from the Whitewater Center, Charlotte Premium Outlets, Carowinds, dining, shopping, I-485, and Charlotte Douglas International Airport. Come see it while it lasts!

Property details

Beds
4
Baths
2.5
SqFt
2,054
Lot
Year built
1998
Type
Single Family
Days on market
1
Style
Ranch
Heating
Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Bamboo, Carpet, Tile
HOA dues
$150 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,288/ month

Principal & interest
$2,725
Property tax (~1.05%)
$385
Homeowners insurance
$128
HOA dues
$50

Down payment

$22,000 down · $418,000 financed

Income to qualify (28% rule)

~$140,930 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.