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Albemarle · Albemarle, NC

714 Parker Street

Albemarle, NC · 938 sqft

$185,000

  • 2Beds
  • 1Baths
  • 938SqFt
  • 1946Year

About this home

Charming Albemarle home with bonus space & private backyard!

Welcome home to this cute and cozy 2 bedroom, 1 bath home conveniently located just minutes from downtown Albemarle. Upstairs, the fully finished attic offers valuable additional living space that could make a wonderful bonus room, home office, playroom, or potential third sleeping space (no closet, but opportunity to put one in). The home also features a basement, providing plenty of room for storage, a workshop, hobbies, or whatever your needs may be.

Outside, you can enjoy the large, private back deck, tucked away from the view of neighboring homes — the perfect spot for morning coffee, entertaining, or relaxing outdoors. The backyard includes partial fencing and a burn barrel, adding to the home's appeal for those who enjoy outdoor living.

The seller is offering a $3,000 credit toward a porch refresh, providing the opportunity to bring new life to the home's front exterior and create the welcoming porch you've envisioned.

Conveniently located just minutes from downtown Albemarle, this charming home combines affordability, flexible living space, and a private outdoor setting in a convenient location. Come see the possibilities for yourself!

Property details

Beds
2
Baths
1
SqFt
938
Lot
Year built
1946
Type
Single Family
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Carpet, Laminate, Vinyl

Features

  • Attic Finished
  • Attic Stairs Fixed

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,338/ month

Principal & interest
$1,145
Property tax (~0.90%)
$138
Homeowners insurance
$53
HOA dues

Down payment

$9,250 down · $175,750 financed

Income to qualify (28% rule)

~$57,363 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.