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Denver · Denver, NC

7097 Windy Pine Circle

Denver, NC · 2,056 sqft

$559,990

  • 4Beds
  • 2Baths
  • 2,056SqFt
  • 2001Year
  • 264 x 230 x 140 x 239Lot

About this home

Beautiful full-brick ranch situated on over an acre in a desirable lakefront Denver community, surrounded by mature trees for exceptional privacy. Community amenities include lake access, gated private beach, picnic area, boat ramp, and convenient paddle-sport access. Ideally located near highly rated schools with an easy commute. Inside, hardwood floors complement an inviting open-concept Living Room, Dining Area and Kitchen & Breakfast area featuring a cozy fireplace and abundant natural light. Glass doors lead to a spacious patio and beautiful private pool, creating an ideal setting for entertaining, relaxing, and enjoying the peaceful natural surroundings. The split-bedroom floor plan offers a spacious primary en-suite on one side and three additional bedrooms on the other side. Shed, Hot tub, Garden area. Recent improvements include a brand-new roof 2026 and HVAC installed in 2025 .Well maintained and sold "As Is." Nearby Rock Springs Nature Preserve offers walking trails, playgrounds, and pavilions. With affordable HOA dues and wonderful recreational opportunities close to home, this property offers a unique combination of space, privacy, lake lifestyle, and convenient Denver living.

Property details

Beds
4
Baths
2
SqFt
2,056
Lot
264 x 230 x 140 x 239
Year built
2001
Type
Single Family
Garage
2
Style
Transitional
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$250 / yr

Features

  • Entrance Foyer
  • Garden Tub
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Whirlpool
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,072/ month

Principal & interest
$3,468
Property tax (~0.90%)
$419
Homeowners insurance
$163
HOA dues
$20

Down payment

$27,999 down · $531,990 financed

Income to qualify (28% rule)

~$174,528 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

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