Shelby · Shelby, NC

708 Cedar Hill Drive

Shelby, NC · 2,500 sqft

$630,000

  • 4Beds
  • 3.5Baths
  • 2,500SqFt
  • 2012Year

About this home

Located in the desirable Pebble Creek community, this exceptional 4 bedroom, 3.5 bath home with a 2-car garage and a bonus detached garage blends timeless elegance with today's modern conveniences. From the moment you arrive, you'll appreciate the stunning curb appeal and thoughtful designed floor plan built for both everyday living and effortless entertaining. The spacious layout is highlighted by a stunning double-sided gas log fireplace, creating a warm and inviting atmosphere. The main level offers a desirable split-bedroom floor plan, that includes the primary bedroom which features a large walk in closet and spacious bathroom. The outside is just as impressive featuring an outdoor fireplace, a place to enjoy a relaxing evening in the cooler months or entertaining family and friends. A true standout is the newly finished detached garage that was completed in 2025. This new addition 2 car garage features epoxy flooring and an upstairs flex room that has its own mini-split HVAC system. Currently used as a home office, this versatile space is ideal for remote work, home gym, game or hobby room. Other bonus updates include a fenced backyard, new roof and gutters which were completed in 2025, the back porch was plumbed for a hot tub in 2020, tankless water heater, home is wired for a generator, smart thermostat and a smart 4-zoned sprinkler system for added convenience.

Property details

Beds
4
Baths
3.5
SqFt
2,500
Lot
Year built
2012
Type
Single Family
Garage
4
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$180 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,573/ month

Principal & interest
$3,901
Property tax (~0.90%)
$472
Homeowners insurance
$183
HOA dues
$15

Down payment

$31,500 down · $598,500 financed

Income to qualify (28% rule)

~$195,986 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.