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Albemarle · Albemarle, NC

705 Parker Street

Albemarle, NC · 1,124 sqft

$229,000

  • 2Beds
  • 1Baths
  • 1,124SqFt
  • 1920Year
  • 135x184x164x203Lot
  • 30Days on market

About this home

Discover this perfect starter home offering comfort, value, and room to grow! Situated on nearly an acre of rolling grassy yard space, this budget-friendly property features a detached 720-square-foot garage with power & lighting, ideal for storage, hobbies, or a workshop. Inside, you'll find new LVP flooring that adds a fresh, modern touch. Large eat in kitchen with lots our counter space not usually found in a small home. The expansive 1,000-square-foot walk-out basement offers endless possibilities for additional living space, a recreation area, or extra storage. New water heater and much of the plumbing system renovated. Relax on the inviting covered front porch or enjoy the peaceful, shady side porch. Nestled on a quiet street just outside downtown Albemarle, this home combines a tranquil setting with convenient access to shopping, restaurants, and everyday amenities. Don't miss this opportunity to own a property with space, potential, and affordability!

Property details

Beds
2
Baths
1
SqFt
1,124
Lot
135x184x164x203
Year built
1920
Type
Single Family
Days on market
30
Garage
2
Heating
Heat Pump
Cooling
Ceiling Fan(s), Electric
Foundation
Basement
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,656/ month

Principal & interest
$1,418
Property tax (~0.90%)
$171
Homeowners insurance
$66
HOA dues

Down payment

$11,450 down · $217,550 financed

Income to qualify (28% rule)

~$71,005 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.