Fort Mill · Fort Mill, SC
705 Congressional Lane
Fort Mill, SC · 2,139 sqft
$404,900
Reduced from $429,900
- 3Beds
- 2.5Baths
- 2,139SqFt
- 2006Year
- 80Days on market
About this home
*** New Price! $404,900 *** Just steps from the beautiful community lake **** Gated Fort Mill Community *** 2,139 SF Full Brick Townhome***
Just steps from the beautiful community lake, where you can enjoy fishing, kayaking, and stunning sunset views, this beautifully maintained full-brick townhome offers 2,139 square feet of low-maintenance living in one of Fort Mill's most desirable gated communities.
Inside, hardwood floors span the main level, featuring a welcoming living room with a gas fireplace, a formal dining room with chair rail molding, and a spacious kitchen with granite countertops, wood cabinetry, breakfast area, and generous bar seating—perfect for everyday living and entertaining.
Step outside to the private brick patio, an ideal space to relax, entertain, or enjoy your morning coffee.
Upstairs, the spacious primary suite features a large walk-in closet, dual vanity, and a jetted soaking tub. Two additional bedrooms and a convenient upstairs laundry room complete the second floor.
Recent improvements include fresh interior paint (2025) and a new roof (2024) maintained by the HOA. The washer, dryer, and refrigerator all convey, making this home move-in ready.
The HOA provides exceptional value by covering lawn maintenance, exterior maintenance, roof repair and replacement, gutters, and a termite bond with annual inspections. Residents also enjoy outstanding amenities, including a pool, clubhouse, grilling area, tennis courts, pickleball courts, a playground, and the scenic community lake.
Ideally located just minutes from I-77, Kingsley, Baxter Village, Carowinds, shopping, dining, and award-winning Fort Mill schools, this home offers convenience, comfort, and an outstanding lifestyle.
At just $404,900, this is the lowest-priced home currently available in Beacon Knoll Villas. Reflecting this exceptional value, the property is being sold as-is. Schedule your private showing today!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,139
- Lot
- —
- Year built
- 2006
- Type
- Townhome
- Days on market
- 80
- Garage
- 2
- Heating
- Electric, Natural Gas
- Cooling
- Electric
- Foundation
- Slab
- Flooring
- Carpet, Hardwood
- HOA dues
- $721 / qtr
Features
- Attic Stairs Pulldown
- Garden Tub
- Kitchen Island
- Lawn Maintenance
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,169/ month
- Principal & interest
- $2,507
- Property tax (~0.90%)
- $303
- Homeowners insurance
- $118
- HOA dues
- $240
Down payment
$20,245 down · $384,655 financed
Income to qualify (28% rule)
~$135,847 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 31 photos
About Fort Mill
York SC · Top-rated schools
Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.


