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Fort Mill · Fort Mill, SC

705 Congressional Lane

Fort Mill, SC · 2,139 sqft

$399,999

Reduced from $429,900

  • 3Beds
  • 2.5Baths
  • 2,139SqFt
  • 2006Year
  • 117Days on market

About this home

*** NOW UNDER $400,000 — CURRENTLY THE LOWEST-PRICED HOME AVAILABLE IN BEACON KNOLL VILLAS! *** LOW-MAINTENANCE LIVING *** GATED FORT MILL COMMUNITY *** JUST STEPS FROM THE COMMUNITY LAKE *** 2,139-SQUARE-FOOT FULL-BRICK TOWNHOME *** Enjoy fishing, kayaking, and amazing sunset views! Beautifully maintained full-brick townhome offering 2,139 square feet of low-maintenance living in one of Fort Mill's most desirable gated communities. Inside, hardwood floors span the main level, featuring a welcoming living room with gas fireplace, formal dining room with chair rail molding, and spacious kitchen with granite countertops, wood cabinetry, breakfast area, and generous bar seating. Step outside to the private brick patio, perfect for relaxing, entertaining, or enjoying your morning coffee. Upstairs, the spacious primary suite features a large walk-in closet, dual vanity, and jetted soaking tub. Two additional bedrooms and a convenient upstairs laundry room complete the second floor. Recent improvements include fresh interior paint (2025) and a new roof (2024), maintained by the HOA. Washer, dryer, and refrigerator convey, making this home move-in ready. The HOA provides exceptional value, covering lawn and exterior maintenance, roof repair and replacement, gutters, and a termite bond with annual inspections. Community amenities include a pool, clubhouse, grilling area, tennis and pickleball courts, playground, and scenic lake. Ideally located minutes from I-77, Kingsley, Baxter Village, Carowinds, shopping, dining, and award-winning Fort Mill schools. Schedule your private showing today!

Property details

Beds
3
Baths
2.5
SqFt
2,139
Lot
Year built
2006
Type
Townhome
Days on market
117
Garage
2
Heating
Electric, Natural Gas
Cooling
Electric
Foundation
Slab
Flooring
Carpet, Hardwood
HOA dues
$721 / qtr

Features

  • Attic Stairs Pulldown
  • Garden Tub
  • Kitchen Island
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,134/ month

Principal & interest
$2,477
Property tax (~0.90%)
$300
Homeowners insurance
$116
HOA dues
$240

Down payment

$19,999 down · $379,999 financed

Income to qualify (28% rule)

~$134,327 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Fort Mill

York SC · Top-rated schools

Fast-growing York County (SC) town just over the line from Ballantyne — top-tier school district draws relocating families from Charlotte.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.