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Charlotte · Charlotte, NC

7040 Pear Tree Road

Charlotte, NC · 791 sqft

$350,000

Reduced from $595,000

  • 4Beds
  • 2Baths
  • 791SqFt
  • 1963Year
  • 56Days on market

About this home

This remodeled 3 bedroom, 2 bath home with a flex room and a full bath in the basement 2nd living quarters on a total of .54 acres. Community has a boat ramp and day dock with No HOA. The home is attached to a 3 bedroom septic system. 326 sqft of the main level is less than 7 ft ceilings and is counted as additional heated square footage over and above the 791 main level heated living (HLA) area and over and above the total property HLA of 1156 sqft. The adjacent lot .57 acres with outbuilding and pool is available for sale with house but not included in list price. See attached Survey.

Property details

Beds
4
Baths
2
SqFt
791
Lot
—
Year built
1963
Type
Single Family
Days on market
56
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues
—

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$110,399 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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