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Shelby · Shelby, NC

704 N Washington Street

Shelby, NC · 1,706 sqft

$158,000

Reduced from $172,000

  • 3Beds
  • 1.5Baths
  • 1,706SqFt
  • 1936Year
  • 48Days on market

About this home

Bring your vision to this charming 1930s home full of character and opportunity! With 3 bedrooms, 1.5 bathrooms, and a floor plan ready for reimagining, this property is the perfect canvas for someone looking to restore its timeless charm while adding today's modern touches.

Original character, generous living spaces, and endless potential make this home ideal for a renovation project, investment property, or buyer eager to create a one-of-a-kind residence. The spacious upstairs bedroom easily accommodates a king-size bed and is complemented by a versatile flex space—perfect for a home office, reading nook, or hobby area. The main level offers room to redesign and open the layout to better suit today's lifestyle.

A wraparound driveway provides parking and easy access. Whether the vision is preserving the home's vintage appeal or creating a stunning modern farmhouse, the possibilities are endless. Conveniently located near shopping, dining, and everyday amenities, this is an opportunity to transform a home with history into something truly special. Wood burning fireplace sold as-is with no known issues.

Property details

Beds
3
Baths
1.5
SqFt
1,706
Lot
Year built
1936
Type
Single Family
Days on market
48
Heating
Natural Gas
Cooling
Window Unit(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,143/ month

Principal & interest
$978
Property tax (~0.90%)
$118
Homeowners insurance
$46
HOA dues

Down payment

$7,900 down · $150,100 financed

Income to qualify (28% rule)

~$48,990 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.