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Monroe · Monroe, NC

704 Lancaster Avenue

Monroe, NC · 2,380 sqft

$368,000

Reduced from $385,000

  • 3Beds
  • 2Baths
  • 2,380SqFt
  • 1951Year
  • 55Days on market

About this home

Freshly cleaned, well cared for, and easy to show! Welcome to this charming all-brick Monroe gem, where character and charm meet modern convenience. Framed by a picturesque white picket fence and nestled on a beautifully maintained corner lot, this home offers the perfect blend of warmth, style, and functionality. Step inside this 3-bedroom, 2-bathroom home to find large living spaces adorned with hardwood floors and plenty of room to relax or entertain. The thoughtfully renovated kitchen features granite countertops, stainless steel appliances, and modern finishes. A versatile bonus/flex room offers the perfect extra space for a home office, study, playroom, or hobby area. Outside, you'll love the private backyard retreat, complete with mature trees, a covered back porch, and a spacious deck with pergola—ideal for entertaining, relaxing, or enjoying peaceful evenings outdoors. The property also includes a spacious 2-car carport with excellent storage and a detached building that offers endless possibilities as a workshop, studio, storage area, or hobby space. Conveniently located just minutes from downtown Monroe, you'll enjoy easy access to local shopping, dining, entertainment, and nearby parks. Commuters will appreciate quick connections to Charlotte via US-74 and the Monroe Expressway Bypass, making travel around the area simple and efficient. With thoughtful updates, cozy outdoor living, and a charming location, this home at 704 Lancaster truly has it all. Don't miss your opportunity to make it yours! Sellers are willing to consider a credit to help with buyer closing costs or a rate buydown with an acceptable offer.

Property details

Beds
3
Baths
2
SqFt
2,380
Lot
Year built
1951
Type
Single Family
Days on market
55
Heating
Central, Heat Pump
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Parquet, Tile, Wood

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,662/ month

Principal & interest
$2,279
Property tax (~0.90%)
$276
Homeowners insurance
$107
HOA dues

Down payment

$18,400 down · $349,600 financed

Income to qualify (28% rule)

~$114,105 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.