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Mooresville · Mooresville, NC

704 Isle Of Pines Road

Mooresville, NC · 2,121 sqft

$1,799,000

Reduced from $1,999,000

  • 4Beds
  • 2Baths
  • 2,121SqFt
  • 1974Year
  • 69Days on market

About this home

Location, convenience, privacy and big water—this rare main-channel Lake Norman property offers a combination that is increasingly difficult to find. Located on the Isle of Pines peninsula, the spacious, level corner lot sits in the final cul-de-sac of a quiet, well-kept neighborhood, with easy access along scenic, publicly maintained Isle of Pines Road. Shopping, dining and everyday conveniences are just minutes away.

Enjoy open-water views toward The Point and The Yacht Club, 60 feet of sandy-beach shoreline, true beach entry and a covered slip on a shared private dock—not a narrow cove. The deeded lot is 0.51 acre, or approximately 0.65 acre including the Duke Energy peripheral strip, providing more space and privacy than many similarly situated waterfront properties.

With no HOA and fiber available, the property offers exceptional potential to remodel, fully reimagine or build new. The existing 1974 brick ranch features 4 bedrooms, 2 baths, approximately 2,121 heated square feet, 2,900 square feet under roof and a 2-car garage, and conveys as-is. Existing septic is permitted for 4 bedrooms; well water. Survey available in attachments. Room for a pool verified by septic survey stakes.

The value is in the location, convenience, land, water and dock. Bring your architect—and your vision.

A detailed written renovation quote from a licensed builder is available from the listing agent. Seller has a detailed written renovation quote dated 8/27/2026. PDF is attached. Estimate only—not a guarantee of cost, scope, schedule, or permits. Buyer to obtain independent bids and verify Iredell County, septic, and Duke Energy requirements.

Property details

Beds
4
Baths
2
SqFt
2,121
Lot
Year built
1974
Type
Single Family
Days on market
69
Garage
2
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
View
Water

Features

  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$13,015/ month

Principal & interest
$11,141
Property tax (~0.90%)
$1,349
Homeowners insurance
$524
HOA dues

Down payment

$89,950 down · $1,709,050 financed

Income to qualify (28% rule)

~$557,815 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.