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Morganton · Morganton, NC

703 Independence Trail

Morganton, NC · 1,536 sqft

$285,000

Reduced from $295,000

  • 2Beds
  • 2.5Baths
  • 1,536SqFt
  • 1988Year
  • 215Days on market

About this home

Easy living, beautiful light, and a little mountain view thrown in! This 2BR/2.5BA condo in popular Victory Pointe offers low-maintenance living and an even better value - Seller will pay the $2,500 HOA initiation fee for the Buyer!

Natural light pours into the main level, highlighting gleaming hardwood floors, skylights, cathedral ceilings, and a gas-log fireplace. A level, step-free brick entry makes coming and going especially easy.

But the real star of the show? The covered wrap-around decks. Stretching along the back and side of the condo, they create an outdoor extension of the living space, complete with winter mountain views. Patio doors with built-in blinds open directly onto the porches—perfect for morning coffee, afternoon lounging, or simply enjoying the view.

The main level offers everything you need for easy one-level living: primary bedroom with walk-in closet and private bath with walk-in shower, laundry room, kitchen, living/dining area, half bath, and under-stair storage. Upstairs, a spacious second primary bedroom with full bath and a loft ideal for home office or studio.

Additional perks include a single-car garage and outdoor storage.

The Victory Pointe lifestyle in Western North Carolina is near charming downtown Morganton! Pool and tennis for members and their guests.

Property details

Beds
2
Baths
2.5
SqFt
1,536
Lot
Year built
1988
Type
Condo
Days on market
215
Garage
1
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Wood
View
Winter
HOA dues
$347 / mo

Features

  • Attic Stairs Pulldown
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,408/ month

Principal & interest
$1,765
Property tax (~0.90%)
$213
Homeowners insurance
$83
HOA dues
$347

Down payment

$14,250 down · $270,750 financed

Income to qualify (28% rule)

~$103,241 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.