View all 27 photos →

Charlotte · Charlotte, NC

7016 Ludell Lane

Charlotte, NC · 1,908 sqft

$390,000

  • 4Beds
  • 2.5Baths
  • 1,908SqFt
  • 2021Year
  • 1Days on market

About this home

Better than new and assumable low-rate loan available! This five year old home offers upgrades the builders can't give you. Relax in the large backyard on the expanded patio with a gazebo to provide shade. It is fully fenced with a 6-foot privacy fence and backs up to HOA common area. Gather in the open floorplan on the main level, with beautifully durable LVP flooring. The kitchen showcases beautiful cabinet hardware, a cup washer at the sink, a new upgraded faucet, cabinet pull outs and slide out trash in the cabinets. Your home office is tucked away in the quiet back of the house. The upper level offers four bedrooms, two baths, and a laundry room. You'll stay organized in the custom primary walk in closet. Two of the secondary bedrooms provide walk in closets as well. There is an existing outlet in the garage for your EV charger. Loan is assumable for qualifying buyers, only 2.87% down at full price offer, and lower closing costs than a new loan!

Property details

Beds
4
Baths
2.5
SqFt
1,908
Lot
Year built
2021
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$45 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,915/ month

Principal & interest
$2,415
Property tax (~1.05%)
$341
Homeowners insurance
$113
HOA dues
$45

Down payment

$19,500 down · $370,500 financed

Income to qualify (28% rule)

~$124,944 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.