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Asheville · Asheville, NC

70 Cedar Street

Asheville, NC · 1,370 sqft

$424,000

Reduced from $499,000

  • 2Beds
  • 2Baths
  • 1,370SqFt
  • 1935Year
  • 104Days on market

About this home

Ooooh, don't miss out on this one! Seller is offering $10k credit towards closing costs! This classic Oakley charmer lives SO MUCH larger than the numbers would lead you to believe. TWO LOTS and four additional, finished, large rooms and a full bathroom downstairs that are excluded from the square footage due to ceiling height. This space could be used for lounging, creating, sleeping spaces. OR... AN EXCELLENT opportunity to have a separate downstairs apartment for some additional income. This property truly blends character with peace of mind. Recent upgrades include a new HVAC system, roof, and gutters (2024), a brand-new energy-efficient water heater (2026), fresh interior paint, and a water filtration system already in place. The work has been done—so you can simply settle in and enjoy. Inside, the main level offers a comfortable and functional layout with a spacious living room, well-designed kitchen, two bedrooms (including one with double closets), and a full bathroom with double sinks. A screened-in porch overlooks the backyard, creating a peaceful spot to start or end your day. Downstairs, the finished basement, heated, and includes venting for a wood stove or kiln—ideal for artists, creative pursuits, hobbies, or flexible living needs (Ceiling height is below 7’, so not counted as sqft.). Adding even more value, everything conveys with the home, offering a truly move-in-ready opportunity. Situated on double lots, the property offers an expansive fenced yard, filled with established landscaping, blooming flowers, and a beautifully cultivated garden. Perfect for pets, gardening, or quiet retreat. Rich in history and character, generous in space and flexibility, and centrally located, this home offers a rare combination of warmth and function. Filled with space to grow, create, and gather, this home is ready for you to help write a new chapter.

Property details

Beds
2
Baths
2
SqFt
1,370
Lot
Year built
1935
Type
Single Family
Days on market
104
Style
Cottage
Heating
Electric, ENERGY STAR Qualified Equipment, Forced Air
Cooling
Ceiling Fan(s), Electric, ENERGY STAR Qualified Equipment, Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Features

  • Attic Other
  • Cable Prewire

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,067/ month

Principal & interest
$2,625
Property tax (~0.90%)
$318
Homeowners insurance
$123
HOA dues

Down payment

$21,200 down · $402,800 financed

Income to qualify (28% rule)

~$131,469 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.