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Waynesville · Waynesville, NC

691 Old Balsam Road

Waynesville, NC · 672 sqft

$160,000

  • 2Beds
  • 1Baths
  • 672SqFt
  • 1945Year

About this home

Charming country cottage with endless potential! This 2-bedroom, 1-bath home sits on over 3 acres of usable land, offering the perfect blend of privacy, convenience, and opportunity. Just minutes from town, you'll enjoy easy access to shopping, dining, and everyday amenities without the burden of city taxes. The property. features a detached concrete block garage, ideal for storage, a workshop, or hobby space. A traditional barn with a spacious hayloft provides additional versatility for agricultural use, equipment storage, or future projects. The fenced pasture makes this property well-suited for horses, livestock, or those seeking a small homestead lifestyle. Whether you're looking for a primary residence, rental property, mini-farm, or investment opportunity, this property offers plenty of possibilities. With acreage, outbuildings, and a convenient location, this is a rare chance to own a piece of the countryside while remaining close to everything you need.

Property details

Beds
2
Baths
1
SqFt
672
Lot
Year built
1945
Type
Single Family
Garage
1
Style
Cottage
Heating
Baseboard, Wood Stove
Cooling
Ceiling Fan(s), Window Unit(s)
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,157/ month

Principal & interest
$990
Property tax (~0.90%)
$120
Homeowners insurance
$46
HOA dues

Down payment

$8,000 down · $152,000 financed

Income to qualify (28% rule)

~$49,611 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.