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Mill Spring · Mill Spring, NC

66 Misery Ridge Trail

Mill Spring, NC · 2,860 sqft

$450,000

  • 2Beds
  • 3Baths
  • 2,860SqFt
  • 1995Year

About this home

Welcome to this beautiful, unrestricted, un-zoned 6 acre property (subject to survey) featuring a gated entrance and winter mountain views! The property includes a spacious 2,800+ square foot home with a full basement apartment—perfect for multi-generational living or rental income opportunities. Live in one space and rent the other! Conveniently located just 5 miles from TIEC and 9.5 miles from FETA parking with over 150 miles of horse trails!! This home offers hardwood, carpet, and vinyl flooring, an open floor plan with cathedral ceilings upstairs, a galley kitchen, and an eat-in bar area. The home is listed as a 2-bedroom due to the septic permit, but it also includes two additional bonus rooms downstairs. Primary bedroom has en-suite bath. The property may also be purchased with adjoining 8.54 acres for $638,000 which would have panoramic mountain views with clearing (MLS 4385906). The home is surrounded by fencing, with some sections damaged by fallen trees during Hurricane Helene. With a little work, this could easily become an outstanding farm property. Numerous possibilities! Best of all—there are no animal restrictions!

Property details

Beds
2
Baths
3
SqFt
2,860
Lot
Year built
1995
Type
Single Family
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Carpet, Linoleum, Wood
View
Mountain(s), Winter

Features

  • Attic Other
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,255/ month

Principal & interest
$2,786
Property tax (~0.90%)
$337
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$139,531 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.