Bakersville · Bakersville, NC
656 Water Street
Bakersville, NC · 1,380 sqft
$430,000
- 2Beds
- 2Baths
- 1,380SqFt
- 1993Year
- 1Days on market
About this home
This beautiful move-in ready stick-built conversion home is situated in the Blue Ridge mountains of Bakersville, North Carolina. The lawn and driveway are terraced with rockwork gathered from the nearby mountain. The windows, doors, and siding are replaced with conventional housing components and a metal roof has been added. A dining room, walk-in closet and flex room with exterior door (450sf) has been added. The wrap-around 6’ wide porch is covered. A 16x24 workshop has siding and roof to match the house. The manufactured home core was built in the 1980s and the conversion was done in 1993.
The second home (664 Water Street) was stick-built in 1917. The 1190 sf dwelling has 2 bedrooms, 2 bathrooms, dining room, den and a walk-in closet. The porch in the front is covered and the side porch is open. The HVAC was installed in 2023. This home is in good condition but needs some repairs. This is ideal for rental income, multigenerational living, a guest cottage, or an arts and crafts workplace.
A water well is shared between the two dwellings.
A 12’ right-of-way for the driveway will be added as part of the sale.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,380
- Lot
- —
- Year built
- 1993
- Type
- Single Family
- Days on market
- 1
- Heating
- Heat Pump, Oil
- Cooling
- Heat Pump
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Vinyl
- View
- Mountain(s)
Features
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,111/ month
- Principal & interest
- $2,663
- Property tax (~0.90%)
- $322
- Homeowners insurance
- $125
- HOA dues
- —
Down payment
$21,500 down · $408,500 financed
Income to qualify (28% rule)
~$133,329 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.