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Spruce Pine · Spruce Pine, NC

655 Overlook Drive

Spruce Pine, NC · 1,080 sqft

$225,000

  • 2Beds
  • 2Baths
  • 1,080SqFt
  • 1984Year
  • 1Days on market

About this home

Beautifully maintained lower level 2 bedroom, 2 bathroom condo conveniently located close to downtown and the hospital. This inviting home features a spacious living room with beautiful wood floors and a stone fireplace with gas logs, creating a warm and welcoming atmosphere. New carpet adds a fresh, comfortable feel throughout the bedrooms. Enjoy outdoor living from both the front and back decks, perfect for relaxing or entertaining. With its convenient location, thoughtful features, and meticulous maintenance, this condo is move-in ready and a wonderful place to call home.

Property details

Beds
2
Baths
2
SqFt
1,080
Lot
Year built
1984
Type
Condo
Days on market
1
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Slab
HOA dues
$1,200 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,727/ month

Principal & interest
$1,393
Property tax (~0.90%)
$168
Homeowners insurance
$65
HOA dues
$100

Down payment

$11,250 down · $213,750 financed

Income to qualify (28% rule)

~$74,051 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.