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Concord · Concord, NC

650 Harris Street NW

Concord, NC · 1,197 sqft

$200,000

Reduced from $220,000

  • 3Beds
  • 2Baths
  • 1,197SqFt
  • 1900Year
  • 20Days on market

About this home

Refinished and move-in ready, with room to add your own value. The heavy lifting is done — fresh paint, newer flooring, and a 3 bedroom, 2 bath layout all on one level. There's still some updating a buyer could take further, and the home is priced with that work in mind. Shaded lot with mature trees, a front porch, and concrete parking for three. Minutes to Gibson Mill for shopping and dining, with quick access to downtown Concord, Hwy 29, Hwy 73, Hwy 3, and I-85.

Property details

Beds
3
Baths
2
SqFt
1,197
Lot
Year built
1900
Type
Single Family
Days on market
20
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,450/ month

Principal & interest
$1,238
Property tax (~0.92%)
$153
Homeowners insurance
$58
HOA dues

Down payment

$10,000 down · $190,000 financed

Income to qualify (28% rule)

~$62,156 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.