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Lexington · Lexington, NC

645 Riverside Drive

Lexington, NC · 3,325 sqft

$1,100,000

  • 4Beds
  • 3.5Baths
  • 3,325SqFt
  • 2019Year
  • 1Days on market

About this home

Looking for a High Rock Lake Waterfront home with TWO homes in ONE? We have one up & one down! Use the upper drive or lower drive! With over 3,300 sq. ft. of htd living area, this beautiful waterfront property features separate living on the main level & a finished walkout basement, each with its own full kitchen & laundry closets. The main level offers an open floor plan with 2 bedrooms, a flex room, 2 full baths, spacious living areas, and stunning lake views. The finished basement includes a second primary suite & exceptional flex space ideal for guests, recreation, a home office, gym, or multi-generational living. Enjoy approximately 85 feet of waterfront, a pier, outdoor shower, & an oversized rear deck overlooking High Rock Lake. Whether you're searching for a primary residence, weekend retreat, or vacation home, this property offers flexibility, comfort, and the lakefront lifestyle you've been waiting for. Don't miss this opportunity to own your piece of High Rock Lake paradise!

Property details

Beds
4
Baths
3.5
SqFt
3,325
Lot
Year built
2019
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Linoleum, Vinyl
View
Water

Features

  • Dock - Floating
  • Outdoor Shower
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,958/ month

Principal & interest
$6,812
Property tax (~0.90%)
$825
Homeowners insurance
$320
HOA dues

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$341,076 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.