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Lexington · Lexington, NC

645 Riverside Drive

Lexington, NC · 3,325 sqft

$899,900

Reduced from $1,100,000

  • 4Beds
  • 3.5Baths
  • 3,325SqFt
  • 2019Year
  • 88Days on market

About this home

Looking for a High Rock Lake waterfront home with TWO HOMES IN ONE? With over 3,300 sq. ft. of heated living space, this unique property is ideal for multi-generational living, extended family, guests, or investment potential. Separate upper and lower living areas each feature a full kitchen and laundry, with individual driveways. The main level offers 2 bedrooms, 2 full baths, an open floor plan, beautiful lake views, and a versatile flex room. The lower level truly feels like a second home, featuring a gourmet kitchen with a 9’ island and built-in double ovens, second primary suite, laundry, spacious living area, and flex space ideal for an office, gym, media or game room. Direct walkout access provides added privacy and flexibility for extended family or guests. Outside, enjoy approximately 85 feet of waterfront, a private pier, outdoor shower, oversized rear deck overlooking High Rock Lake, plus a storage building perfect for lake gear and outdoor equipment.

Property details

Beds
4
Baths
3.5
SqFt
3,325
Lot
Year built
2019
Type
Single Family
Days on market
88
Style
Ranch
Heating
Central, Electric, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Linoleum, Vinyl
View
Water

Features

  • Dock - Floating
  • Outdoor Shower
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,510/ month

Principal & interest
$5,573
Property tax (~0.90%)
$674
Homeowners insurance
$262
HOA dues

Down payment

$44,995 down · $854,905 financed

Income to qualify (28% rule)

~$279,031 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.