Lexington · Lexington, NC
645 Riverside Drive
Lexington, NC · 3,325 sqft
$899,900
Reduced from $1,100,000
- 4Beds
- 3.5Baths
- 3,325SqFt
- 2019Year
- 88Days on market
About this home
Looking for a High Rock Lake waterfront home with TWO HOMES IN ONE? With over 3,300 sq. ft. of heated living space, this unique property is ideal for multi-generational living, extended family, guests, or investment potential. Separate upper and lower living areas each feature a full kitchen and laundry, with individual driveways. The main level offers 2 bedrooms, 2 full baths, an open floor plan, beautiful lake views, and a versatile flex room. The lower level truly feels like a second home, featuring a gourmet kitchen with a 9’ island and built-in double ovens, second primary suite, laundry, spacious living area, and flex space ideal for an office, gym, media or game room. Direct walkout access provides added privacy and flexibility for extended family or guests. Outside, enjoy approximately 85 feet of waterfront, a private pier, outdoor shower, oversized rear deck overlooking High Rock Lake, plus a storage building perfect for lake gear and outdoor equipment.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,325
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Days on market
- 88
- Style
- Ranch
- Heating
- Central, Electric, Forced Air, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Linoleum, Vinyl
- View
- Water
Features
- Dock - Floating
- Outdoor Shower
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,510/ month
- Principal & interest
- $5,573
- Property tax (~0.90%)
- $674
- Homeowners insurance
- $262
- HOA dues
- —
Down payment
$44,995 down · $854,905 financed
Income to qualify (28% rule)
~$279,031 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.