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Kannapolis · Kannapolis, NC

643 Hot Springs Drive

Kannapolis, NC · 2,306 sqft

$404,000

Reduced from $412,999

  • 5Beds
  • 2.5Baths
  • 2,306SqFt
  • 2026Year
  • 12Days on market

About this home

Our Emerson plan offers the luxury of a primary bedroom on the main floor with 4 spacious bedrooms and a loft upstairs. Plenty of room for everyone! Enjoy the large patio in the rear yard. Our signature Everything's Included program means you will get quartz countertops, stainless steel appliances, luxury vinyl plank flooring, gas range, tankless water heater and so much more at no extra cost! Bakers Creek is a master-planned community of new single-family homes and townhomes with future amenities, to include pool, cabana and playground.

Property details

Beds
5
Baths
2.5
SqFt
2,306
Lot
Year built
2026
Type
Single Family
Days on market
12
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$306 / qtr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,024/ month

Principal & interest
$2,502
Property tax (~0.90%)
$303
Homeowners insurance
$117
HOA dues
$102

Down payment

$20,200 down · $383,800 financed

Income to qualify (28% rule)

~$129,639 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.