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Charlotte · Charlotte, NC

6421 Whitewater Drive

Charlotte, NC · 1,811 sqft

$369,900

  • 3Beds
  • 2.5Baths
  • 1,811SqFt
  • 1985Year
  • 1Days on market

About this home

Located on Charlotte's rapidly developing westside, this property is LOADED with features and updates! Starting on the exterior, find a third of an acre lot on a quiet cul-de-sac with tons of landscaping (rose bushes, lillies, hyndrangea, etc), mature trees, covered front porch, new rear deck (2025), and an oversized shed with power run to it! Step inside and find engineered hardwood floors, tons of living space, formal dining room, ceiling fans throughout, French doors on front and back of the house, and a fully remodeled kitchen - reeded kitchen cabinets recently painted, several cabinets having pull out drawers, black herringbone tile backsplash, upgraded granite counter tops, single-basin undermount composite sink, wired-in under cabinet lighting, bay window, and all stainless steel appliances installed in the last 3 years (including GE Profile series refrigerator). Upstairs, all carpets were replaced in 2023. Guest bedrooms are ample size. Master bedroom has ensuite bathroom with walk-in shower, walk-in closet with washer/dryer, and an oversized walk-in attic providing tons of extra storage. All bathrooms had ceramic tile floors installed as well as new soft close, comfort height, elongated bowl toilets, and the master bath has heated seat with heated bidet. Entire heat pump system replaced in 2024 and has transferable parts warranty if new owner stays on maintenance plan. Water heater replaced in 2025. Great proximity to Mountain Island shopping and dining, schools, highway, and airport. Washer, dryer, and refrigerator included. Stay cool this summer, as the owner had the entire HVAC system cleaned/serviced July 3rd, 2026! And best of all....NO HOA! Listing agent is the owner.

Property details

Beds
3
Baths
2.5
SqFt
1,811
Lot
Year built
1985
Type
Single Family
Days on market
1
Style
Traditional
Heating
Electric, Forced Air
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,722/ month

Principal & interest
$2,290
Property tax (~1.05%)
$323
Homeowners insurance
$107
HOA dues

Down payment

$18,495 down · $351,405 financed

Income to qualify (28% rule)

~$116,676 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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