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Charlotte · Charlotte, NC

6420 Spanish Moss Lane

Charlotte, NC · 1,640 sqft

$319,900

  • 3Beds
  • 2.5Baths
  • 1,640SqFt
  • 1996Year
  • 1Days on market

About this home

This inviting two-story home offers a bright, open layout with soaring ceilings and a cozy fireplace that creates a warm focal point. New carpet has been installed, adding fresh comfort to the living spaces. Outside, the covered front porch, mature trees, and well-maintained landscaping provide welcoming curb appeal in a peaceful setting.

Property details

Beds
3
Baths
2.5
SqFt
1,640
Lot
Year built
1996
Type
Single Family
Days on market
1
Garage
1
Style
Traditional
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$280 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,377/ month

Principal & interest
$1,981
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues
$23

Down payment

$15,995 down · $303,905 financed

Income to qualify (28% rule)

~$101,904 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.