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Gastonia · Gastonia, NC

641 Johns Lane

Gastonia, NC · 1,065 sqft

$265,000

  • 3Beds
  • 2Baths
  • 1,065SqFt
  • 2023Year

About this home

Built in 2023 and gently lived in by its current owners, this move-in ready ranch home offers modern finishes, one-level living, and over half an acre with no HOA. Featuring 3 bedrooms, 2 full bathrooms, and an open-concept floor plan, the upgraded kitchen showcases white cabinetry, granite countertops, stainless steel appliances, and a spacious dining area open to the great room.

Enjoy your morning coffee on the inviting covered front porch or unwind on the rear porch while taking in the peaceful surroundings. The over half-acre lot offers plenty of room for gardening, outdoor entertaining, pets, or simply enjoying the extra space and privacy.

Conveniently located on a dead end street near shopping, dining, parks, and major highways, this home offers the perfect blend of peaceful living and everyday convenience. Whether you’re searching for your first home, downsizing, or adding to your investment portfolio, this low-maintenance property offers the benefits of newer construction without HOA restrictions. Don’t miss this opportunity to own a beautifully maintained home that’s ready for its next owner.

Property details

Beds
3
Baths
2
SqFt
1,065
Lot
Year built
2023
Type
Single Family
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,906/ month

Principal & interest
$1,641
Property tax (~0.85%)
$187
Homeowners insurance
$77
HOA dues

Down payment

$13,250 down · $251,750 financed

Income to qualify (28% rule)

~$81,695 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

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