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Lincolnton · Lincolnton, NC

638 W MAIN Extension

Lincolnton, NC · 1,519 sqft

$219,900

  • 3Beds
  • 2Baths
  • 1,519SqFt
  • 1935Year
  • 140x120x140x120Lot
  • 3Days on market

About this home

Charming Classic Home in Downtown Lincolnton for under $150 a sqft. Step back in time and discover the charm of this 1935 home located in the heart of downtown Lincolnton. Featuring 3 bedrooms and 2 bathrooms, this spacious home offers large rooms, high ceilings, and a welcoming foyer that showcases the character and craftsmanship of a bygone era. Relax on the classic rocking-chair front porch and enjoy all the conveniences of in-town living. Just minutes from local coffee shops, restaurants, shopping, and community events, this property combines historic charm with an unbeatable location. The home needs a little TLC, making it a wonderful opportunity for buyers looking to restore and personalize a home with great bones and endless potential.

Property details

Beds
3
Baths
2
SqFt
1,519
Lot
140x120x140x120
Year built
1935
Type
Single Family
Days on market
3
Style
Arts and Crafts
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Window Unit(s)
Foundation
Crawl Space
Flooring
Carpet, Laminate, Linoleum

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,568/ month

Principal & interest
$1,361
Property tax (~0.78%)
$142
Homeowners insurance
$64
HOA dues

Down payment

$10,995 down · $208,905 financed

Income to qualify (28% rule)

~$67,242 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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