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Matthews · Matthews, NC

635 Trail Ridge Road

Matthews, NC · 2,025 sqft

$575,000

  • 3Beds
  • 2.5Baths
  • 2,025SqFt
  • 1985Year
  • 24Days on market

About this home

A rare opportunity in the heart of Matthews, this beautifully transformed home combines the charm of an established neighborhood with the style, comfort, and quality of a thoughtfully reimagined residence. Every detail has been carefully considered, with timeless selections creating a sophisticated home that is both beautiful and functional. This 3-bedroom, 2.5-bath home features an impressive list of 2026 updates, including fresh exterior paint, a new roof, new windows, new HVAC system, and new water heater. Inside, luxury vinyl plank flooring flows throughout the main living areas, creating a seamless and inviting feel. The stunning kitchen is the heart of the home, featuring soft white cabinetry, quartz countertops, a spacious walk in pantry, dedicated coffee nook, new stainless steel appliances, and a custom range hood. The spacious family room offers soaring cathedral ceilings and a classic brick fireplace, creating a warm and inviting space for both everyday living and entertaining. A second living space provides even more flexibility, complete with its own electric fireplace, perfect for a cozy den, home office, playroom or additional gathering space. Upstairs, the primary suite provides a peaceful retreat with a beautifully appointed, spa-inspired bathroom. Two additional bedrooms and another fully renovated bathroom complete the upper level. Thoughtfully renovated with an emphasis on quality, design, and functionality, this Matthews home offers a truly turnkey opportunity in an established and highly desirable setting. From the major systems to the finishing details, the home has been extensively updated and thoughtfully curated to provide effortless modern living with timeless appeal.

Property details

Beds
3
Baths
2.5
SqFt
2,025
Lot
Year built
1985
Type
Single Family
Days on market
24
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,231/ month

Principal & interest
$3,561
Property tax (~1.05%)
$503
Homeowners insurance
$167
HOA dues

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$181,370 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.