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Rock Hill · Rock Hill, SC

623 Morris Street

Rock Hill, SC · 2,017 sqft

$268,000

  • 4Beds
  • 2Baths
  • 2,017SqFt
  • 1950Year
  • 2Days on market

About this home

Serious investors only. This large 4-bedroom, 2-bathroom home in Rock Hill offers strong upside and is ideal for a fix-and-flip or buy-and-hold strategy. The property features approximately 2,017 square feet and is being offered at $268,000, which is the current payoff amount and priced for a quick sale. With an estimated ARV of approximately $400,000 and a projected rehab budget of around $80,000, the numbers provide a compelling opportunity for an experienced investor. Renovation work is already underway, with interior demolition and project prep completed. A conditional permit was obtained, and the full permit process was nearing completion before subcontractor licensing requirements delayed progress. The project ultimately stalled when the original contractor walked away, creating a clean opportunity for a new general contractor or investor to step in and finish the renovation. To add further value, materials currently on-site will be included with the sale. Cash buyers are preferred, though short-term seller financing may be considered for the right buyer. This property offers a desirable 4-bedroom, 2-bathroom layout, strong square footage, and solid resale potential in a market that supports the projected after-repair value. While contractor issues slowed the project, this is a genuine value-add opportunity with significant upside for an experienced buyer. The property is being sold as-is, and serious investors ready to move quickly are encouraged to inquire.

Property details

Beds
4
Baths
2
SqFt
2,017
Lot
Year built
1950
Type
Single Family
Days on market
2
Heating
Other - See Remarks
Cooling
Other - See Remarks
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,938/ month

Principal & interest
$1,659
Property tax (~0.90%)
$201
Homeowners insurance
$78
HOA dues

Down payment

$13,400 down · $254,600 financed

Income to qualify (28% rule)

~$83,098 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.