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Rock Hill · Rock Hill, SC

622 Neelys Creek Road

Rock Hill, SC · 1,554 sqft

$435,000

Reduced from $455,000

  • 3Beds
  • 2Baths
  • 1,554SqFt
  • 1954Year
  • 207x216x309x467x156Lot
  • 83Days on market

About this home

With this property you get everything!! Almost 3 acres of privacy and a beautiful renovated home!! NO HOA restrictions, and LOW county taxes. Only a short drive to Charlotte and a few miles to local shopping. There is lots of space in the yard to add a pool, add on to the house, build a garage or multigeneration living. Live in the house and subdivide the land and build a new house, and rent the existing one out! Possibilities are abundant. With this home, you aren't living 50 feet away from someone on every side... it's your own paradise! The half circle driveway gives you plenty of parking space for guests and its so cute inside with all its beautiful interior renovations. Roof is 2-3 years old, new water heater, new electrical and plumbing, new crawlspace insulation and vapor barrier, Quartzite counters in kitchen and baths, marble shower surrounds in the bathrooms, new flooring, new lights and new cabinets throughout the house of course. On the outside, there are new 6 inch seamless gutters and new decking and new supports on the back deck. The septic tank was new as of August of 2025. There is a new well bladder, new pump and filter system. (County water hook up available at road) There is a 2nd well that is sold as -is. Check out the added touches like the tongue and groove kitchen ceiling, Beadboard ceilings in both bathrooms and shiplap ceiling in the breakfast nook. Custom wood shelving in the kitchen, pantry and custom stained columns for a touch of class. The step-down breakfast bar area is great for visiting with family or friends while you cook. There is room for your plants that need lots of light as well from the breakfast area and multiple canned lights. There is a large great room with an electric fireplace, which opens to the spacious dining room with enough room for a China hutch, you don't find that often in the newer homes. A spacious new kitchen with a stand-up pantry, all new appliances, and a breakfast bar, and all new cabinetry. There is 6 inch crown molding and 8-inch baseboard throughout. A new utility room features a built-in coat cubby and the washer and dryer hook ups. Primary bedroom features a large walk-in closet and ensuite bath with comfort height fixtures and farmhouse sinks. 2nd and 3rd bedrooms are spacious and have easy access to the large hall bath. There is an old carport to the right of the property for now but seller may remove it with an acceptable offer. This home welcomes you with a huge rocking chair front porch and enjoy the evenings or outside entertaining on the large, elevated deck. Come and take a peek! Agent has ownership interest,

Property details

Beds
3
Baths
2
SqFt
1,554
Lot
207x216x309x467x156
Year built
1954
Type
Single Family
Days on market
83
Style
Ranch
Heating
Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space, Pillar/Post/Pier
Flooring
Laminate

Features

  • Built-in Features
  • Drop Zone
  • Pantry
  • Walk-In Closet(s)
  • Other - See Remarks
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,147/ month

Principal & interest
$2,694
Property tax (~0.90%)
$326
Homeowners insurance
$126
HOA dues

Down payment

$21,750 down · $413,250 financed

Income to qualify (28% rule)

~$134,880 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.