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Charlotte · Charlotte, NC

622 Emerald Cove Drive

Charlotte, NC · 1,096 sqft

$269,900

  • 2Beds
  • 2.5Baths
  • 1,096SqFt
  • 1997Year
  • 1Days on market

About this home

Keep your cash in your pocket! This beautiful home in the heart of University is eligible for lender specific, non-repayable, grants up to $17,500 to cover your down payment and closing costs (contact listing agent Trea Fullen for additional details). Beautifully maintained and move-in ready, this home stands out! The kitchen has been thoughtfully updated and the HVAC system has already been upgraded, giving buyers peace of mind where it matters most. Even better, the HOA covers roof, exterior maintenance, and landscaping enabling stress free living. The community amenities also feature an outdoor pool. The home offers comfortable living with no immediate major work needed, while still allowing buyers to personalize cosmetic finishes over time. Perfectly located near UNC Charlotte and with all the shopping, dining, and activities you could want. This townhome would be great as a primary residence or as an investment property. Homes in this condition and price point do not last long. Schedule your showing today.

Property details

Beds
2
Baths
2.5
SqFt
1,096
Lot
Year built
1997
Type
Townhome
Days on market
1
Style
Contemporary
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
HOA dues
$261 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,247/ month

Principal & interest
$1,671
Property tax (~1.05%)
$236
Homeowners insurance
$78
HOA dues
$261

Down payment

$13,495 down · $256,405 financed

Income to qualify (28% rule)

~$96,319 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.