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Charlotte · Charlotte, NC

6206 Linda Vista Lane

Charlotte, NC · 2,038 sqft

$450,000

  • 4Beds
  • 2.5Baths
  • 2,038SqFt
  • 2026Year

About this home

If you’ve been searching for move in ready new construction homes in Charlotte, NC with 100% financing options and up to $10,000 in closing cost assistance for eligible buyers, this is one to know. Located on the north side of Charlotte, less than 15 minutes from Uptown, this exclusive new construction opportunity offers three beautifully designed homes in one of the city’s most convenient and fast growing areas. These brand new Charlotte homes feature modern finishes, low maintenance construction, no HOA, and a builder warranty, making them an incredible option for first time home buyers, relocation buyers, and investors looking for an investor friendly new construction home in Charlotte with no HOA restrictions. Inside, each home offers an open concept floorplan with 9 foot ceilings, quartz countertops, white shaker cabinetry with 42 inch uppers, soft close doors, designer tile backsplash, luxury vinyl plank flooring throughout, stainless steel appliances, and elevated bathroom finishes including tile extended to the ceiling in both the primary and secondary baths. Each home is thoughtfully designed with a dedicated home office, two car garage, rear patio, flat backyard, and a full move in ready package including refrigerator, washer, dryer, blinds, and fenced backyard. Enjoy quick access to Uptown Charlotte, major commuter routes, parks, nature preserves, golf courses, dining, shopping, and everyday conveniences just minutes away. Whether you are searching for a new construction home near Uptown Charlotte, a no HOA home in Charlotte, a move in ready home with closing cost incentives, or a low maintenance investment property in a growing area, this opportunity checks all the boxes. This is your chance to own a brand new home in Charlotte with modern upgrades, strong financing incentives, no HOA, and a prime north Charlotte location close to everything.

Property details

Beds
4
Baths
2.5
SqFt
2,038
Lot
Year built
2026
Type
Single Family
Garage
2
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.