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Mill Spring · Mill Spring, NC

617 South Cove Road

Mill Spring, NC · 2,588 sqft

$998,000

  • 3Beds
  • 3Baths
  • 2,588SqFt
  • 2021Year
  • 27Days on market

About this home

Welcome home to your Waterfront 3-bedroom, 3 bath retreat on Lake Adger. This lovely home is nestled on 2.68 acres in the peaceful Southcove section of Lake Adger. Designed for both everyday living and entertaining, this wonderful home features an open floor plan highlighted by dramatic cathedral ceilings, beautiful wood beams and a stunning stone fireplace in the great room. The kitchen and dining area offers a large island, abundant cabinetry, pantry, and plenty of room for gathering with family and friends. The main level includes a well-appointed primary suite and office, as well as a second bedroom and bath, providing comfort and convenience for owners and guests alike. The lower level features a generously sized bedroom, full bath, and a large recreation room complete with a wet bar—perfect for a game room, or family room. It also includes a hidden room behind a bookcase plus, a workshop that could easily be used as UTV storage, and an unfinished area for additional storage or future expansion.

Notethere is a separate electrical panel for the workshop and a RV hookup on the side of the house -compatible with an electric car charger! Lake Adger is a private, gated community centered around a pristine 438-acre lake with 14 miles of shoreline. Residents enjoy boating, fishing, kayaking, and an extensive network of scenic walking and equestrian trails that wind through rolling hills, mountain vistas, tranquil streams, and preserved natural beauty. This is mountain-lake living at its finest.

Property details

Beds
3
Baths
3
SqFt
2,588
Lot
Year built
2021
Type
Single Family
Days on market
27
Garage
2
Heating
Electric
Cooling
Electric
Foundation
Basement
View
Long Range, Mountain(s), Winter
HOA dues
$1,300 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,328/ month

Principal & interest
$6,180
Property tax (~0.90%)
$748
Homeowners insurance
$291
HOA dues
$108

Down payment

$49,900 down · $948,100 financed

Income to qualify (28% rule)

~$314,091 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.