Charlotte · Charlotte, NC
616 Silversmith Lane
Charlotte, NC · 2,100 sqft
$490,000
Reduced from $515,000
- 4Beds
- 2.5Baths
- 2,100SqFt
- 1984Year
- 38Days on market
About this home
Location location location! Settlers Landing offers some of the most desirable schools in the market. Near the end of the cul-de-sac, this well cared for 4 bedroom 2.5 bathroom home sits on almost an half acre surrounded with trees for privacy. All 4 bedrooms are on the 2nd floor. The first floor features an eat in kitchen, dining room, family room and a large den with a gas fireplace. The home could be converted to add a 5th bedroom and has space for a home office. Renovations include a fresh coat of white paint, new windows, siding, AC unit, rear sliding door and paver patio in 2020. The roof was replaced in 2023.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,100
- Lot
- —
- Year built
- 1984
- Type
- Single Family
- Days on market
- 38
- Heating
- Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,606/ month
- Principal & interest
- $3,034
- Property tax (~1.05%)
- $428
- Homeowners insurance
- $142
- HOA dues
- —
Down payment
$24,500 down · $465,500 financed
Income to qualify (28% rule)
~$154,559 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 39 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.
