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Shelby · Shelby, NC

615 Smith Street

Shelby, NC · 1,200 sqft

$215,000

  • 3Beds
  • 2Baths
  • 1,200SqFt
  • 2026Year
  • 48Days on market

About this home

Proof that you don't need a large footprint to live beautifully! Welcome to 615 Smith Street, a thoughtfully designed 3-bedroom, 2-bath new construction home that pairs efficient living with elevated finishes and modern style.

From the moment you enter, you'll appreciate the attention to detail throughout. The open-concept floor plan seamlessly connects the living, dining, and kitchen areas, creating a space that feels welcoming, functional, and perfect for both everyday living and entertaining.

The kitchen brings an elevated touch to the heart of the home, while carefully selected finishes throughout give this home a polished, upscale feel. The private primary suite features its own en-suite bathroom, complemented by two additional bedrooms and a second full bath providing flexibility for guests, a home office, or additional living needs.

Every square foot has been thoughtfully considered to create a home that feels both comfortable and refined without unnecessary space to maintain. It's an ideal combination of modern design, manageable living, and the fresh feel of new construction.

Conveniently located just minutes from Uptown Shelby, with easy access to local restaurants, shopping, parks, healthcare, community amenities, and major roadways.

Charming in size, elevated in style, and brand new 615 Smith Street proves that luxury isn't measured in square feet. Come experience this beautifully finished home for yourself!

Property details

Beds
3
Baths
2
SqFt
1,200
Lot
Year built
2026
Type
Single Family
Days on market
48
Style
Traditional
Heating
Central
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,555/ month

Principal & interest
$1,331
Property tax (~0.90%)
$161
Homeowners insurance
$62
HOA dues

Down payment

$10,750 down · $204,250 financed

Income to qualify (28% rule)

~$66,665 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.