Albemarle · Albemarle, NC
614 S 4th Street
Albemarle, NC · 1,158 sqft
$229,000
Reduced from $245,000
- 3Beds
- 2Baths
- 1,158SqFt
- 2026Year
- 192Days on market
About this home
***Seller offering $3,000 seller credit.
This beautifully designed 3-bedroom, 2-bath home offers 1,200 sq ft of smart, functional living space with a modern layout that lives larger than its footprint. From the inviting living room to the open flow into the dining area and kitchen, this home is perfect for both everyday comfort and easy entertaining.
The split-bedroom floor plan provides privacy, with a spacious primary suite featuring its own full bath, while two additional bedrooms offer flexibility for guests, family, or a home office. A well-appointed kitchen, ample storage, and thoughtfully placed bathrooms enhance convenience and efficiency. Enjoy relaxing mornings or evenings on the covered front porch, and appreciate the practical design showcased in the attached floor plan.
New Construction comes with: 10 year Structural Warranty 1 year Builder Warranty 1 year Mechanical Warranty
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,158
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 192
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,656/ month
- Principal & interest
- $1,418
- Property tax (~0.90%)
- $171
- Homeowners insurance
- $66
- HOA dues
- —
Down payment
$11,450 down · $217,550 financed
Income to qualify (28% rule)
~$71,005 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.