Gastonia · Gastonia, NC
613 E Ratchford Avenue
Gastonia, NC · 1,244 sqft
$255,000
- 3Beds
- 2Baths
- 1,244SqFt
- 2026Year
About this home
This thoughtfully designed new construction ranch in Gastonia offers over 1,200 square feet with 3 bedrooms, 2 bathrooms, and an open-concept layout built for comfortable everyday living. The kitchen flows seamlessly into the dining and living areas and features modern cabinetry, sleek appliances, and plenty of counter space, while the private primary suite includes its own en-suite bath. Located in an established area with convenient access to shopping, dining, parks, and I-85, this home provides a great combination of modern construction and easy access to everything Gastonia has to offer. Photos are representative of a similar home; final finishes, features, and details may vary.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,244
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Heating
- Electric, Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,834/ month
- Principal & interest
- $1,579
- Property tax (~0.85%)
- $180
- Homeowners insurance
- $74
- HOA dues
- —
Down payment
$12,750 down · $242,250 financed
Income to qualify (28% rule)
~$78,612 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 18 photos
About Gastonia
Gaston’s hub · I-85 access
The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.
