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Charlotte · Charlotte, NC

6121 Cutwater Circle

Charlotte, NC · 1,578 sqft

$325,000

  • 3Beds
  • 2.5Baths
  • 1,578SqFt
  • 2021Year
  • 1Days on market

About this home

Built in 2021, this beautifully maintained 3-story end-unit townhome offers the perfect blend of style, functionality, and location. Nestled beside green space, this desirable end unit is filled with abundant natural light from both the front and rear, creating a bright and welcoming atmosphere throughout.

Featuring 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan, this home includes a versatile lower-level flex space that can easily serve as a home office, fitness room, media room, playroom, or whatever best fits your lifestyle. Fresh interior paint, upgraded lighting throughout, durable flooring, and a custom closet system in the primary suite add both style and function. Carpet is limited to the third level, while the main living areas offer a clean, modern aesthetic that's both stylish and easy to maintain.

Step outside to enjoy your private, fenced backyard and patio—perfect for entertaining, relaxing, gardening, or giving pets a secure place to play.

Location is everything, and this home delivers. Just 2 miles from Camp North End and Uptown Charlotte, you'll enjoy quick access to some of the city's best restaurants, breweries, entertainment, and major employment hubs. Commuting is effortless with convenient access to I-77 and I-85, making it easy to get anywhere in the Charlotte metro area.

Whether you're searching for low-maintenance living, modern upgrades, or an incredible location close to the heart of the city, this move-in-ready townhome is one you won't want to miss.

Property details

Beds
3
Baths
2.5
SqFt
1,578
Lot
Year built
2021
Type
Townhome
Days on market
1
Garage
1
Heating
Electric
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$164 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,555/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues
$164

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$109,542 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.