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Black Mountain · Black Mountain, NC

609 N Fork Road

Black Mountain, NC · 2,900 sqft

$725,000

Reduced from $749,000

  • 3Beds
  • 3Baths
  • 2,900SqFt
  • 1991Year
  • 124Days on market

About this home

This charming one-owner ranch home nestled on 1.76 acres in the peaceful North Fork Valley, offers 3 bedrooms, 3 bathrooms, and a quiet hilltop location. Just minutes from downtown, Black Mountain golf course, and Lake Tomahawk, it combines privacy and tranquility with convenience. This home is a great value and is priced below recent appraisal to allow buyers to do any updates they choose. The large bright dining room leads to a spacious deck perfect for entertaining and relaxing, while the basement features a large rec room with a pool table, a 3rd bathroom, and a workshop area. There is plenty of room for storage and room for a home gym as well. The upstairs den is equipped with a gas log fireplace, ideal for cozy mountain nights. Back yard is sunny and level, great for a garden, pool or space for pets. Updates include new carpet and floors redone (2021) and exterior paint (2020). It’s a unique opportunity to create your own mountain retreat in the quaint town of Black Mountain. make this cozy mtn home yours today! NO restrictions on short-term rentals!! Some photos staged.... seller offering Home warranty! Tax value is 2021 Value. The 2027 tax bill will use the 2026 tax value.(est. 667,100)

Property details

Beds
3
Baths
3
SqFt
2,900
Lot
Year built
1991
Type
Single Family
Days on market
124
Garage
2
Style
Ranch
Heating
Ductless, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Mountain(s), Winter

Features

  • Breakfast Bar
  • Central Vacuum

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,245/ month

Principal & interest
$4,490
Property tax (~0.90%)
$543
Homeowners insurance
$211
HOA dues

Down payment

$36,250 down · $688,750 financed

Income to qualify (28% rule)

~$224,800 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.