Spencer · Spencer, NC
607 3rd Street
Spencer, NC · 1,232 sqft
$229,900
Reduced from $234,900
- 3Beds
- 1.5Baths
- 1,232SqFt
- 1905Year
- 7Days on market
About this home
Step inside this beautifully renovated home in Spencer's Historic District, where historic character meets modern style. Offering 3 bedrooms, 1.5 baths and 1,232 square feet, the home underwent an extensive renovation in 2024 and is ready for its next owner to move right in. The stylish kitchen features white cabinetry, beautiful wood countertops, a striking blue tile backsplash and stainless steel range hood. Original character shines through in details such as the fireplace, arch doorway, trim, and inviting living and dining spaces. Outside, mature trees surround a private backyard, while the spacious stamped-concrete patio provides a wonderful setting for relaxing, grilling and entertaining. Central HVAC provides year-round comfort, with the outdoor HVAC unit replaced in 2023. Conveniently located near downtown Spencer and Salisbury with easy access to shopping, dining and area amenities. Enjoy the character of an older home with the benefit of extensive modern updates already completed. Property is located within the Spencer Historic District; certain exterior alterations or improvements may require approval from the Town of Spencer.
Property details
- Beds
- 3
- Baths
- 1.5
- SqFt
- 1,232
- Lot
- —
- Year built
- 1905
- Type
- Single Family
- Days on market
- 7
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,663/ month
- Principal & interest
- $1,423
- Property tax (~0.90%)
- $172
- Homeowners insurance
- $67
- HOA dues
- —
Down payment
$11,495 down · $218,405 financed
Income to qualify (28% rule)
~$71,285 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.