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Mount Holly · Mount Holly, NC

605 Ridgewood Court

Mount Holly, NC · 1,809 sqft

$279,000

Reduced from $289,999

  • 3Beds
  • 2Baths
  • 1,809SqFt
  • 2000Year
  • 36Days on market

About this home

NEW PRICE! Back On Market and listed below appraised value! No fault of Seller - Buyer could not obtain financing. LOWEST PRICE for a 3/2 with a garage in Mount Holly! While the home is listed as a three-bedroom per the septic permit, it also features a versatile fourth room with a closet that can easily suit your needs. Tucked away on a quiet cul-de-sac, this property provides both privacy and convenience. Step inside to discover a beautifully remodeled kitchen with soft-close cabinetry and quartz countertops. Thoughtfully updated with modern finishes and designed to be the heart of the home—ideal for both everyday living and entertaining. The layout flows seamlessly, offering inviting spaces to gather and relax, including a wood-burning fireplace and real hardwood floors in the kitchen & living room. The Primary Suite contains two walk-in closets, an additional flex room (perfect for nursery or home office), and full bath. Outside, you’ll love the abundance of parking—perfect for guests, multiple vehicles, or even a boat or trailer. A detached one-car garage adds extra storage or workshop potential. Enjoy warm days and evenings on the new deck that surrounds an above-ground pool, creating your own private backyard retreat—perfect for summer fun and weekend get-togethers. This property checks all the boxes for comfort, functionality, and outdoor enjoyment—don’t miss your opportunity to make it yours! Less than 10 minutes from downtown Mount Holly, 15 minutes to Whitewater Center, 25 minutes to Charlotte Airport.

Property details

Beds
3
Baths
2
SqFt
1,809
Lot
Year built
2000
Type
Single Family
Days on market
36
Garage
1
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Vinyl, Wood

Features

  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,006/ month

Principal & interest
$1,727
Property tax (~0.85%)
$197
Homeowners insurance
$81
HOA dues

Down payment

$13,950 down · $265,050 financed

Income to qualify (28% rule)

~$86,011 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Mount Holly

Catawba River · NW commute

Quiet river town between Belmont and Charlotte — Mountain Island Lake access, fifteen-minute Uptown commute, and growing school districts.

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