Gastonia · Gastonia, NC
604 Ferguson Ridge Road
Gastonia, NC · 2,900 sqft
$637,500
- 4Beds
- 2.5Baths
- 2,900SqFt
- 1900Year
- 15Days on market
About this home
This is the home you have been dreaming of! Just 30 miles from Charlotte's city and just 6 miles from Clover, SC, located just North of the state line in Gastonia, NC. No city taxes! You can have your own piece of paradise away from it all but still be close to the conveniences of the big city.
Full of historic charm and character, from its wood tongue and groove 10-foot high ceilings, to the original heart-pine hardwood flooring, this elegant farmhouse is absolutely stunning! The home sits on a large and very private, 1.6 acre lot surrounded by trees! As you walk up to the front porch and into the grand entrance, you can't help but fall in love with all the character this home has to offer. The home features 4 bedrooms plus home office/flex room on main level, a huge kitchen and dining room, master on main level, large entry and foyer and upstairs loft area between the 3 bedrooms. New dual HVAC systems installed 2024.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,900
- Lot
- —
- Year built
- 1900
- Type
- Single Family
- Days on market
- 15
- Heating
- Electric
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- None
- Flooring
- Wood
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Pantry
- Storage
- Walk-In Closet(s)
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,585/ month
- Principal & interest
- $3,948
- Property tax (~0.85%)
- $451
- Homeowners insurance
- $185
- HOA dues
- —
Down payment
$31,875 down · $605,625 financed
Income to qualify (28% rule)
~$196,530 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 42 photos
About Gastonia
Gaston’s hub · I-85 access
The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.
