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Franklin · Franklin, NC

60 Charlotte Street

Franklin, NC · 1,567 sqft

$485,000

  • 3Beds
  • 2Baths
  • 1,567SqFt
  • 2026Year
  • 36Days on market

About this home

Brand-new construction in the city limits of Franklin! This thoughtfully designed 3 bedroom, 2 bath home offers approximately 1567 square feet of one level living with an attached two car garage and a covered front porch perfect for enjoying the mountain air. The open floor plan seamlessly connects the living room, dining area, and kitchen, creating an ideal space for both everyday living and entertaining. The spacious primary suite features a private bath and walk-in closet, while two additional bedrooms provide flexibility for family, guests, or a home office. The laundry room is conveniently located just off the primary suite. Outside, you'll appreciate the generous yard with plenty of room for gardening, pets, or outdoor gatherings. Located on public water and sewer within Franklin's city limits, this home offers the convenience of in-town living with low-maintenance new construction. Enjoy easy access to shopping, restaurants, schools, medical facilities, and everything downtown Franklin has to offer. Move in and enjoy the peace of mind that comes with a brand new home.

Property details

Beds
3
Baths
2
SqFt
1,567
Lot
Year built
2026
Type
Single Family
Days on market
36
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,508/ month

Principal & interest
$3,003
Property tax (~0.90%)
$363
Homeowners insurance
$141
HOA dues

Down payment

$24,250 down · $460,750 financed

Income to qualify (28% rule)

~$150,384 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.