Cramerton · Cramerton, NC

58 4th Street

Cramerton, NC · 1,520 sqft

$329,000

  • 3Beds
  • 2Baths
  • 1,520SqFt
  • 1900Year

About this home

Charming 3-bedroom, 2-bath corner-lot home in Cramerton, built in 1900 and full of character. The covered front porch features mature landscaping, and the yard is fully fenced. Two fireplaces with gas lines add warmth to the living spaces, and the crawlspace has been fully encapsulated with a vapor barrier and sump pumps. One of the bedrooms offers flexible space, ideal for a home office or guest room. Located within walking distance of downtown Cramerton, with the South Fork Catawba River directly across the street. Easy access to Belmont, Gastonia, and Charlotte. No HOA. City water and sewer. Property is partially located in FEMA Flood Zone AE. Flood insurance currently in place.

Property details

Beds
3
Baths
2
SqFt
1,520
Lot
Year built
1900
Type
Single Family
Style
Bungalow, Traditional
Heating
Central, Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Wood
View
Water

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,380/ month

Principal & interest
$2,037
Property tax (~0.90%)
$246
Homeowners insurance
$95
HOA dues

Down payment

$16,450 down · $312,550 financed

Income to qualify (28% rule)

~$102,012 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.