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Lincolnton · Lincolnton, NC

575 Hill Road

Lincolnton, NC · 2,236 sqft

$894,900

Reduced from $990,000

  • 3Beds
  • 2.5Baths
  • 2,236SqFt
  • 2017Year
  • IrregularLot
  • 139Days on market

About this home

For those seeking a private rural retreat or future equestrian or livestock estate, this exceptional 18+ acre property offers scale, privacy, and flexibility with a gated entrance and long private drive creating a quiet, distinguished approach through rolling open pasture, mature wooded sections, and two creeks that wind through the property, adding natural character and water features across the land. The acreage provides a balanced mix of open and wooded terrain with potential for future grazing areas, barns, fencing, riding space, or small scale agricultural use, offering long term versatility for a variety of rural visions. An existing pole barn adds immediate utility for storage, equipment, or hobby use. The custom built 3 bedroom, 2.5 bath residence features an open concept layout connecting the kitchen, dining, and living spaces for comfortable daily living and entertaining, along with a split bedroom floor plan placing the primary suite in a private wing of the home, separate from two additional bedrooms and an office or bonus room. The kitchen includes stainless steel appliances, a flat top electric cooktop, built in convection ovens, pantry, center island, and pendant lighting, while the living area is anchored by a fireplace and hardwood flooring throughout the main living spaces. The primary suite offers dual vanities, a soaking tub, separate shower, walk in closet, and direct access to the screened porch, which is also accessible from the main living area for seamless indoor outdoor living. Outdoor living is enhanced by a spacious Trex rear deck, covered front porch, and expansive acreage offering room for future improvements, fencing, or expansion. An attached two car garage provides convenience, while a substantial 30x40 detached garage/workshop with three bays and 100 amp service delivers exceptional utility for equipment, trailers, agricultural use, or hobbies. The ability to subdivide the 18+ acres into multiple homesites significantly enhances the property's long term value, creating a rare opportunity for multigenerational living, future development, or investment.

Property details

Beds
3
Baths
2.5
SqFt
2,236
Lot
Irregular
Year built
2017
Type
Single Family
Days on market
139
Garage
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood

Features

  • Attic Other
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,385/ month

Principal & interest
$5,542
Property tax (~0.78%)
$581
Homeowners insurance
$261
HOA dues

Down payment

$44,745 down · $850,155 financed

Income to qualify (28% rule)

~$273,645 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.