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Lake Toxaway · Lake Toxaway, NC

570 Flat Creek Valley Road

Lake Toxaway, NC · 1,464 sqft

$651,000

  • 3Beds
  • 2.5Baths
  • 1,464SqFt
  • 1990Year
  • 8Days on market

About this home

Step inside to a bright, wide-open living and dining area designed for effortless entertaining and cozy family nights. The space flows beautifully into a highly functional kitchen, featuring a spacious breakfast bar perfect for your morning coffee. The smart, split-bedroom floor plan prioritizes your privacy. The primary suite serves as your personal oasis, complete with a private en suite bath. On the opposite side of the home, two comfortable guest bedrooms share a full hallway bath, while a convenient half-bath off the main living area ensures your guests always feel welcome. Love to dream big? The 1,200 square foot unfinished basement offers a blank canvas to create your new space: a workshop, studio, gym or maybe even a home theater! Outside, the 6.7 +/- acres of gently laying land is an absolute dream for gardeners, homesteaders, or anyone wanting a hobby farm. As you meander up the drive, take note of the beautiful wildflower heart, lovingly mowed into the front pasture. Soak in the mountain air from your covered back deck, let the pups run wild in the fenced dog yard, and utilize the attached garage and multiple outbuildings for your vehicles, ATVs, and outdoor hobbies. Surrounded by mature trees, established landscaping, and a blooming field of wildflowers, this is true unrestricted freedom at its finest!

Property details

Beds
3
Baths
2.5
SqFt
1,464
Lot
Year built
1990
Type
Single Family
Days on market
8
Garage
1
Style
Traditional
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Features

  • Breakfast Bar
  • Open Floorplan
  • Split Bedroom
  • Fence

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,709/ month

Principal & interest
$4,031
Property tax (~0.90%)
$488
Homeowners insurance
$189
HOA dues

Down payment

$32,550 down · $618,450 financed

Income to qualify (28% rule)

~$201,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.