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Charlotte · Charlotte, NC

5635 Ruth Drive

Charlotte, NC · 1,766 sqft

$550,000

  • 4Beds
  • 3Baths
  • 1,766SqFt
  • 1961Year
  • 1Days on market

About this home

Welcome to this beautifully reimagined residence. Redesigned from top to bottom, this move-in-ready home combines modern style, quality craftsmanship, and the peace of mind that comes from a true, fully permitted renovation. Offering 4 spacious bedrooms, 3 beautifully appointed bathrooms, and a versatile lower-level luxury suite, this home is designed to fit today's lifestyle while providing exceptional long-term value. Unlike many renovated homes that focus only on cosmetic finishes, this property underwent a comprehensive renovation with all required permits obtained and final inspections successfully completed. Every major improvement was completed to above code, giving buyers confidence that the work behind the walls is just as impressive as what they see. Major upgrades include all-new plumbing, updated electrical, a new HVAC system, new water heater, and new energy-efficient windows—providing years of reliability, efficiency, and reduced maintenance. The heart of the home is the stunning, fully remodeled kitchen, thoughtfully designed with new cabinetry, sleek countertops, modern fixtures, and brand-new appliances. It opens seamlessly into the main living areas, creating the perfect space for everyday living and entertaining alike. Throughout the home, every detail has been carefully selected to create a clean, modern aesthetic. All three bathrooms have been completely renovated with stylish finishes and contemporary fixtures, delivering a luxurious feel throughout. One of the home's most impressive features is the expansive lower-level suite, offering incredible flexibility as a private primary retreat, in-law suite, or guest quarters. Designed for both comfort and privacy, this exceptional space includes a spa-inspired bathroom featuring a freestanding soaking tub, oversized glass shower, spacious walk-in closet, and direct access to a private outdoor patio. Step outside to enjoy a large, fully fenced backyard offering endless possibilities for entertaining, relaxing, gardening, or pets. A newly poured driveway enhances the home's curb appeal while providing convenient off-street parking, and the new backyard fence creates additional privacy for outdoor living. This is far more than a simple remodel—it is a true renovation where both the visible finishes and the essential systems have been thoughtfully rebuilt. Homes with this level of craftsmanship, transparency, and fully permitted improvements are increasingly rare. If you've been searching for a home that offers modern design without the uncertainty often associated with renovated properties, this exceptional residence delivers both beauty and lasting peace of mind.

Property details

Beds
4
Baths
3
SqFt
1,766
Lot
Year built
1961
Type
Single Family
Days on market
1
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space, Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,047/ month

Principal & interest
$3,406
Property tax (~1.05%)
$481
Homeowners insurance
$160
HOA dues

Down payment

$27,500 down · $522,500 financed

Income to qualify (28% rule)

~$173,484 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.