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Charlotte · Charlotte, NC

5623 Ruth Drive

Charlotte, NC · 1,435 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,435SqFt
  • 1960Year
  • 1Days on market

About this home

A 2020 remodel took this mid-century Shannon Park ranch down to the studs, so this 1960 build now runs on updated systems throughout: roof, HVAC and ductwork, electrical, plumbing, engineered beams, windows, doors, and a gas water heater. The result is a single-level, 1,435-square-foot home with a clean contemporary interior and the major work already done. The main living area opens across the living room, dining area, and kitchen under one continuous run of wood floors, with modern lighting and Craftsman-style interior doors throughout. The kitchen is built around a center island with seating, set against white shaker cabinets and brass hardware. Tile runs full height from the counters to the ceiling, a farmhouse sink anchors the prep space, and the microwave is built into the cabinetry for a cleaner, integrated look. A gas range stands under a stainless vent hood, with a stainless refrigerator, open wood shelving, and brass pendant lights overhead. The dining area opens directly off the kitchen, with a built-in beverage center, a beverage refrigerator set behind stylish cabinetry, a tiered chandelier with space for a full table, and a glass door to the back patio. The primary suite pairs a walk-in closet with an ensuite bath that has a double vanity, gold fixtures, and a separate, glass-enclosed tiled walk-in shower. Herringbone tile is one of the remodel's nicer touches and carries through the bath finishes. Two additional bedrooms, each with a contemporary ceiling fan, share a full hall bath with a tub, matte black plumbing fixtures, and a botanical-papered accent wall. A dedicated laundry room sits off the kitchen, and the washer, dryer, and refrigerator convey. Outside is where this one really stands out. Mature trees form a canopy over the 0.30-acre lot featuring a rear yard enclosed with a privacy fence. There is room to entertain, let pets out, or throw a ball without running out of yard. An 18-foot patio extends the living space outdoors for grilling and seating, a storage shed keeps tools and equipment out of the house, and the long concrete driveway parks several cars. Brick and hardboard siding wrap the exterior, and there is no HOA. Shannon Park sits minutes from the Central Avenue international corridor, where the restaurants run from tacos to Vietnamese pho, Jamaican patties, and Ethiopian plates, alongside the breweries, coffee shops, and live-music venues of Plaza Midwood and NoDa. Green space is close too: Evergreen Nature Preserve and Kilborne District Park both sit just off Central Avenue, the Eastway Regional Recreation Center anchors the area, and area greenways include Campbell Creek and Briar Creek. Shows at Ovens Auditorium, Bojangles Coliseum, and the Uptown arenas are a short drive rather than a planned trip, with The Plaza and Eastway Drive connecting the neighborhood to NoDa, Plaza Midwood, and Uptown.

Property details

Beds
3
Baths
2
SqFt
1,435
Lot
Year built
1960
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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