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Charlotte · Charlotte, NC

5618 Stowe Derby Drive

Charlotte, NC · 2,632 sqft

$399,900

Reduced from $419,900

  • 4Beds
  • 2.5Baths
  • 2,632SqFt
  • 2006Year
  • 116x56x90x41x26x12Lot
  • 84Days on market

About this home

Welcome to this spacious, turn-key 4-bedroom, 2.5-bathroom two-story home situated on a prime corner lot in Charlotte! Boasting 2,633 square feet of light-filled living space, this home shines with exceptional curb appeal featuring a Fresh Exterior Powerwash & Professional Landscaping Makeover, freshly painted shutters, and a charming front porch. Step inside to discover Fresh Sherwin-Williams Agreeable Grey Interior Paint, crisp Extra White trim and ceilings, updated satin nickel door hardware, and Upgraded LED Lighting Fixtures throughout. Designed for modern living, the main floor offers multiple versatile spaces, including an extra living room, a formal dining area, and an expansive family room centered around a Newly Serviced Fireplace. The open kitchen features deep-cleaned cabinetry, an attached breakfast nook, and a Brand-New Whirlpool Stainless Steel Range (2026). Upstairs, you will find four generous bedrooms with walk-in closets, a versatile loft/bonus room, and Updated Bathrooms showcasing new Hampton Bay vanity lighting, chrome bath fixtures, and a Moen multi-spray showerhead in the primary suite. Enjoy total comfort and peace of mind with a Serviced HVAC System, first-floor laundry with pantry space, and an attached 2-car garage with weatherization updates. Don't miss out on this move-in-ready gem—schedule your tour today!

Property details

Beds
4
Baths
2.5
SqFt
2,632
Lot
116x56x90x41x26x12
Year built
2006
Type
Single Family
Days on market
84
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Tile
View
City
HOA dues
$477 / yr

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Garden Tub
  • Rainwater Catchment

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,983/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$39

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$127,842 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.